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Baccarat Banker Bet The House Edge

Dear Mark,
Since the Banker bet in Baccarat is slightly more favorable than the
Player hand, what are your thoughts about sitting at the game and
continually making Banker bets? Also, what do you think of tracking play by using a scorecard? Larry L.
Yes, Larry, the Banker hand is a bit more likely to win than the player hand, and for that reason the house takes a 5% commission on winning Banker wagers. Even in spite of the added commission, the house edge is still lower with a Banker wager at 1.06%, opposed to 1.24% on Player bets. Therefore, if the house edge is lower on a Banker wager, you should bet it every time, right? Yes, Larry, mathematically you should, but according to some readers of this column, their

take is different. When in a past column I advocated just betting the Banker hand and dismissed scorecards figuring the numbers support the Banker bet as the statistically better wager, even if the difference is ever so slight,

many readers wrote in describing that form of gaming action as just
plain BORING, enough of them for me to take note to what they're
saying. Does anybody really want to sit down at a Baccarat table and
bet the Banker hand all night long, trading the fun of gambling for a
minuscule statistical gain? Probably not. There is a "fun factor" to
guessing, and betting consistently on the Bank hand is akin to watching
paint dry.

So, with both wagers having such a low casino advantage, you really
can't go wrong betting either way.

As for scorecard use, most casinos do offer Baccarat players a
scorecard for tracking the Player and Banker wins. Many Baccarat
players believe various methods of tracking Player-Banker patterns
predict future outcomes. Unfortunately, there is no statistical basis
for the notion of finding predictable patterns in a shoe of well-shuffled cards.

Nevertheless, even if there is no advantage to doing so, keeping score
does add some excitement (once again, that fun factor) to the game of
Baccarat, and lately even I started the practice of jotting B-B-B-P-B-P-P-B's on a Baccarat scorecard, wearing my patented omniscience grin and pretending that scribbling P's and B's makes me all the more clairvoyant.


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